Terms and Conditions

1. Acceptance of Terms

By accessing or using the Diadema Valorio website or any associated services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use the Service. These Terms apply to all visitors, users, and others who access or use the Service.

2. Description of Service

Diadema Valorio provides an AI-driven data analysis platform intended to support evidence-based evaluation and decision-making across asset classes. The Service is informational in nature. Diadema Valorio does not act as a financial advisor, broker, or fiduciary, and nothing provided through the Service constitutes investment, legal, tax, or financial advice.

We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice, and without liability to you or any third party.

3. Eligibility and Account Responsibilities

You must be of legal age in your jurisdiction and have the authority to enter into these Terms to use the Service. If an account is created on your behalf, you are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account. You agree to notify Diadema Valorio promptly of any unauthorized use of your account.

4. Acceptable Use

You agree not to use the Service to:

• Violate any applicable local, national, or international law or regulation.
• Attempt to gain unauthorized access to any systems, data, or networks connected to the Service.
• Reverse engineer, decompile, or otherwise attempt to extract the underlying models, source code, or methodology of the Service.
• Transmit any material that is unlawful, fraudulent, harmful, or infringes the rights of others.
• Use automated means to scrape, harvest, or extract data from the Service without prior written consent.

5. No Investment Advice; Assumption of Risk

All outputs, analyses, reports, scores, or other content generated by the Service ("Outputs") are provided for informational purposes only. Outputs may be incomplete, delayed, or inaccurate and should not be the sole basis for any financial, investment, or strategic decision. You acknowledge that any reliance on Outputs is at your own risk, and you are solely responsible for conducting independent due diligence and, where appropriate, consulting a licensed professional advisor before making decisions based on information obtained through the Service.

6. Intellectual Property

The Service, including its software, design, text, graphics, underlying technology, and all related intellectual property, is owned by Diadema Valorio or its licensors and is protected by applicable intellectual property laws. These Terms do not grant you any right, title, or interest in the Service except for a limited, non-exclusive, non-transferable license to access and use the Service for its intended purpose.

7. Third-Party Services and Links

The Service may integrate with, display, or link to third-party content, data sources, or services. Diadema Valorio does not control and is not responsible for the accuracy, availability, or practices of any third-party resources. Inclusion of any such link or integration does not imply endorsement by Diadema Valorio.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, non-infringement, or accuracy of data. Diadema Valorio does not warrant that the Service will be uninterrupted, timely, secure, or error-free.

9. Limitation of Liability

To the maximum extent permitted by applicable law, Diadema Valorio, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or related to your use of or inability to use the Service, even if advised of the possibility of such damages. Diadema Valorio's aggregate liability for any claim arising out of these Terms shall not exceed the amount, if any, paid by you to Diadema Valorio for access to the Service in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify and hold harmless Diadema Valorio and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising out of your use of the Service, your violation of these Terms, or your violation of any rights of a third party.

11. Termination

Diadema Valorio may suspend or terminate your access to the Service at any time, with or without cause or notice, including for conduct that Diadema Valorio believes violates these Terms or is harmful to other users, Diadema Valorio, or third parties. Upon termination, your right to use the Service will immediately cease.

12. Changes to These Terms

We may revise these Terms from time to time. The updated version will be indicated by a revised "last updated" date and will be effective as soon as it is accessible. Continued use of the Service after any revisions take effect constitutes acceptance of the revised Terms. We encourage you to review these Terms periodically.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Diadema Valorio operates, without regard to conflict of law principles. This section should be finalized with jurisdiction-specific legal guidance prior to publication.

14. Contact

Questions regarding these Terms should be directed through the contact channels provided on the Diadema Valorio website.

Last updated: [insert date]